Industry Expertise

The Advisory for Payments and Fintech Success

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Our story

Successful payment programs require more than high-level strategy. They require an understanding of how the pieces work together, from banking relationships and technology to operations, partnerships, compliance, and commercialization.

With decades of experience across the payments ecosystem, E&S Consulting brings that perspective to complex decisions. We help clients see where programs are falling short, understand what needs to change, and develop a practical path forward.

The goal isn't simply to identify the problem. It's to give you a clearer blueprint for what comes next.

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Why E&S Consulting

The Advisory for Payments and Fintech Success

Successful payment programs require more than high-level strategy. They require an understanding of how the pieces work together, from banking relationships and technology to operations, partnerships, compliance, and commercialization.

Structured Compliance Breeds Resilience

We don't perform day-to-day compliance tasks; we focus on the architecture of your compliance setup. An airtight, well-designed framework gives you the structural integrity required to scale with confidence.

Partnerships Built to Work

The right partnerships shouldn't just look good on paper; they must be commercially viable, technically compatible, and built on sound structural terms.

Action-Oriented Execution

We reject marketing trends and empty jargon. We focus on providing structural blueprints and market activation strategies that translate into measurable operational success.

A Message from Our Founder

Lori Breitzke

From transaction processing and acquiring to POS, issuing, banking and fintech, I bring decades of deep-tier experinc working across the payments ecosystem. I have led programs inside established enterprises and high-growth startups, giving me a perspective that spans both sides of the table.

My focus is helping teams design, structure and launch payment programs and products with greater clarity, stronger partnerships and a practical path to execution.


Lori Breitzke

Principal Consultant

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Strategic clarity for high-stakes growth

E&S Consulting delivers data-driven strategies to enhance your decision-making, minimize operational risk, and cultivate the partnerships necessary for long-term success.